1
By accessing this website (the “Website”), you acknowledge these terms and
conditions of use and agree to be bound by them. If you do not agree to these
terms, please discontinue accessing the Website immediately.
2
We reserve the right, in our sole discretion, to modify or otherwise update
these terms and conditions at any time and you agree to be bound by such
modifications, alterations or updates.
3
This Website is only intended to provide you with general information on
our services and is neither an offer to sell nor a solicitation of an offer
to purchase any security and may not be relied upon for investment purposes.
Any commentaries and information contained in the Website should be considered
general financial information and should not be considered personal investment
advice and may not be suitable for you.
4
Information on the Website that discusses legal, accounting, financial or
tax issues, should not be considered personal advice. Please consult with
your professional advisor with respect to your particular circumstances.
5
This Website and the information contained herein is provided on an “as is”
basis. Modern Advisor Canada Inc. (“ModernAdvisor”) does not warrant the
accuracy, adequacy, timeliness or completeness of the Website or information
herein and disclaims liability for any errors or omissions. No warranty or
condition of any kind (implied, express or statutory) is given in the Website
or the information herein.
6
Any financial projections contained in the Website, although based on historical
information, are purely hypothetical. Past performance may not be repeatable
and may not be a reliable predictor of future performance.
7
Every effort has been made to ensure that the material contained on this
Website is accurate at the time of publication. However, ModernAdvisor will
not under any circumstances be liable to you or any other person in any way
for any loss or damages or expenses (including direct, indirect, special,
incidental, consequential or punitive damages) arising from the use or inability
to use this Website or an error, omission, interruption, defect, delay, computer
virus, system failure, loss of data or otherwise, even if ModernAdvisor or
its representatives have been advised of the possibility of such damages,
losses or expenses.
8
The contents of the Website are protected by applicable copyright and trademark
laws. Unauthorized use or exploitation of such content is strictly prohibited
including without limitation, unauthorized downloading, retransmission, storage
in any medium, copying, redistribution, reproduction, or republication of
the Website, or any part thereof, for any purpose.
9
Hyperlinks to other websites are used at your own risk. ModernAdvisor makes
no representations whatsoever about other websites which you may access from
the Website. Links to other websites should not be taken as ModernAdvisor’s
endorsement or approval of such other websites.
10
ModernAdvisor cannot guarantee complete confidentiality or security for information
that is transmitted electronically. While communications between clients
and ModernAdvisor servers will be secured using the highest level SSL encryption
available, there remains a remote possibility that the information being
transmitted may be intercepted. By accessing the Website, you acknowledge
that ModernAdvisor is not responsible for any damages or losses you may suffer
as a result of your electronic transmission of confidential or sensitive
information to us being intercepted. Please refer to ModernAdvisor’s Privacy
Policy for more information.
11
You hereby authorize ModernAdvisor to collect and retain all relevant information
relating to your use of the Website. You further authorize any third party
to provide us with such information. Please review our Privacy Policy posted
on this Website.
12
No consent or waiver by either party to, or of any breach or default by,
the other party in its performance of its obligations under this agreement
will be deemed or construed to be a consent to, or a waiver of, a continuing
breach or default or any other breach or default of those or any other obligations
of that party. No consent or waiver will be effective unless in writing.
13
If any provision of these terms and conditions is found to be unlawful, void,
or for any reason unenforceable, then that provision shall be deemed to be
severed from the rest of these terms and conditions and shall not affect
the validity and enforceability of any remaining provisions.
14
These terms and conditions are governed by the laws of British Columbia and
the laws of Canada applicable therein, excluding any conflict of laws which
would lead to the application of any other laws. By accessing the Website,
you hereby irrevocably submit to the applicable provincial and federal courts
for any disputes or matters arising from, connected with, or relating to
the Website, this agreement or any related matters.