Terms and Conditions

• 1 By accessing this website (the “Website”), you acknowledge these terms and conditions of use and agree to be bound by them. If you do not agree to these terms, please discontinue accessing the Website immediately.
• 2 We reserve the right, in our sole discretion, to modify or otherwise update these terms and conditions at any time and you agree to be bound by such modifications, alterations or updates.
• 3 This Website is only intended to provide you with general information on our services and is neither an offer to sell nor a solicitation of an offer to purchase any security and may not be relied upon for investment purposes. Any commentaries and information contained in the Website should be considered general financial information and should not be considered personal investment advice and may not be suitable for you.
• 4 Information on the Website that discusses legal, accounting, financial or tax issues, should not be considered personal advice. Please consult with your professional advisor with respect to your particular circumstances.
• 5 This Website and the information contained herein is provided on an “as is” basis. Modern Advisor Canada Inc. (“ModernAdvisor”) does not warrant the accuracy, adequacy, timeliness or completeness of the Website or information herein and disclaims liability for any errors or omissions. No warranty or condition of any kind (implied, express or statutory) is given in the Website or the information herein.
• 6 Any financial projections contained in the Website, although based on historical information, are purely hypothetical. Past performance may not be repeatable and may not be a reliable predictor of future performance.
• 7 Every effort has been made to ensure that the material contained on this Website is accurate at the time of publication. However, ModernAdvisor will not under any circumstances be liable to you or any other person in any way for any loss or damages or expenses (including direct, indirect, special, incidental, consequential or punitive damages) arising from the use or inability to use this Website or an error, omission, interruption, defect, delay, computer virus, system failure, loss of data or otherwise, even if ModernAdvisor or its representatives have been advised of the possibility of such damages, losses or expenses.
• 8 The contents of the Website are protected by applicable copyright and trademark laws. Unauthorized use or exploitation of such content is strictly prohibited including without limitation, unauthorized downloading, retransmission, storage in any medium, copying, redistribution, reproduction, or republication of the Website, or any part thereof, for any purpose.
• 9 Hyperlinks to other websites are used at your own risk. ModernAdvisor makes no representations whatsoever about other websites which you may access from the Website. Links to other websites should not be taken as ModernAdvisor’s endorsement or approval of such other websites.
• 10 ModernAdvisor cannot guarantee complete confidentiality or security for information that is transmitted electronically. While communications between clients and ModernAdvisor servers will be secured using the highest level SSL encryption available, there remains a remote possibility that the information being transmitted may be intercepted. By accessing the Website, you acknowledge that ModernAdvisor is not responsible for any damages or losses you may suffer as a result of your electronic transmission of confidential or sensitive information to us being intercepted. Please refer to ModernAdvisor’s Privacy Policy for more information.
• 11 You hereby authorize ModernAdvisor to collect and retain all relevant information relating to your use of the Website. You further authorize any third party to provide us with such information. Please review our Privacy Policy posted on this Website.
• 12 No consent or waiver by either party to, or of any breach or default by, the other party in its performance of its obligations under this agreement will be deemed or construed to be a consent to, or a waiver of, a continuing breach or default or any other breach or default of those or any other obligations of that party. No consent or waiver will be effective unless in writing.
• 13 If any provision of these terms and conditions is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of these terms and conditions and shall not affect the validity and enforceability of any remaining provisions.
• 14 These terms and conditions are governed by the laws of British Columbia and the laws of Canada applicable therein, excluding any conflict of laws which would lead to the application of any other laws. By accessing the Website, you hereby irrevocably submit to the applicable provincial and federal courts for any disputes or matters arising from, connected with, or relating to the Website, this agreement or any related matters.