Low and transparent pricing for everyone.
We use smart technology to lower the cost of high-quality financial advice and help you keep more of your own money.
First, tell us what you’re looking for:
INVEST ONLINE
Use our streamlined online account opening to set up your investment accounts with ModernAdvisor. Our smart technology and team of experts do the hard work and manage your investments for a low, transparent fee.
DEDICATED PORTFOLIO MANAGER
Work with a dedicated Portfolio Manager on all your initial and ongoing investment management and financial planning needs. You will have access to your advisor at any time for specific advice and questions.
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ModernAdvisor’s fees include all transaction and administration costs.
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The only other fee you will pay is the internal cost of the ETF investment products in your portfolio (average 0.25% per year).
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ModernAdvisor Management fees are tax-deductable for taxable investment accounts.
Annual Investment Fees
| First $500,000 | 0.89% |
| Next $2,000,000 | 0.79% |
| Next $2,500,000 | 0.69% |
| Over $5,000,000 | 0.49% |
| Minimum fee | $75/month |
Benefits of ModernAdvisor Personal
| ModernAdvisor Digital | ModernAdvisor Personal | |
|---|---|---|
| Globally diversified portfolios |  |
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| Disciplined rebalancing | |
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| Dividend reinvestment | |
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| Email, chat, and phone support | |
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| Financial decision support | Account type guidance | Mortgage, loans, Group Savings, CPP, OAS |
| Tailored investment portfolio | Included | |
| Tax-optimization | |
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| Dedicated licensed advisor (CFP or CFA) | |
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| Update meetings | On demand | |
| Comprehensive financial planning | $125/hour | Included |
| Pro-active asset allocation | |
Benefits of ModernAdvisor Plus
- Globally diversified ETF portfolios
- Automatic rebalancing
- Dividend reinvestment
- Email, chat, and phone support
- Financial decision support
- Customized investment portfolio
- Tax-optimization
- Dedicated licensed advisor (CFP or CFA)
- Up to 4 annual update meetings
- Comprehensive financial planning
- Pro-active & tactical asset allocation
